01
How to get the best USD/CNY rate from the United States
For USD-denominated invoices, fees matter more than rate. For CNH-denominated invoices, Mesa de Pagos quotes against the offshore CNH market — typically 0.3–0.6% versus 1–2% from a US bank.
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Pay China🇨🇳←🇺🇸United States
How to pay suppliers in China from the United States
Paying a Chinese supplier from the US is straightforward — Fedwire USD wires clear same day. The differentiator is the FX margin and the supplier acceptance (USD vs CNH).
At a glance
- Country
- 🇺🇸 United States
- Local currency
- USD
- Regulator
- FinCEN · OFAC
- Local rails
- ACHFedNowRTPWireUSDC
US dollar
02
How to open a corporate account to pay China from the United States
Open a Mesa de Pagos company account with EIN, formation docs and beneficial-owner KYC (FinCEN BOI compliant). Fund via ACH or wire, pay your Chinese supplier in USD wire, USDC or CNH.
03
Local options to pay China from the United States
Bank USD wire via Chase, BofA or Wells Fargo; specialist FX firms for CNH conversion; or USDC settlement to a Chinese off-ramp partner.
04
Recommended route via Mesa de Pagos
Use Mesa de Pagos: ACH in, USD wire / USDC / CNH out to your Chinese supplier — pick the rail that matches the invoice.
Estimate your USD/CNY conversion
Real, current rates — including the crypto-dollar reference Mesa de Pagos settles at.
Live FX
Real rates, in real time.
The same engine powering Mesa de Pagos. Mid-market rates for 21 currencies, plus live P2P pricing for BOB.
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LiveTransfer method
Frequently asked
How long does a payment to a Chinese supplier take from the United States?
Through a traditional bank, 1–3 business days after FX and documentation; via Mesa de Pagos using USDT/USDC, minutes to hours depending on the receiving method in China.
What is the best USD/CNY rate available from the United States?
The closest you can get to the offshore CNH market. Mesa de Pagos quotes against that market and removes bank spreads and correspondent fees.
Do I need an import license to pay China?
It depends on the country and the goods. Mesa de Pagos complies with the local FX regulator (BCRA, ASFI, BCB, CMF, BanRep, CNBV/SBS, FinCEN) and keeps full documentary trail.
Can I pay my Chinese supplier in USDT?
Yes, if the supplier accepts a regulated off-ramp (common in Shenzhen and Hong Kong). Mesa de Pagos settles in USDT, USDC, USD wire or CNH depending on the recipient.