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How to get the best USD/CNY rate from Mexico
Compare bank dólar mostrador with the USDC/MXN reference and the FIX rate. Mesa de Pagos quotes within ~0.5% of interbank and settles via SPEI 24/7.
Mexican importers pay China either through SPEI-funded USD wires or via fintech import-payment platforms. Bank spreads of 1–2% are the norm; ticket size matters.
Mexican peso
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Compare bank dólar mostrador with the USDC/MXN reference and the FIX rate. Mesa de Pagos quotes within ~0.5% of interbank and settles via SPEI 24/7.
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Open a Mesa de Pagos company account with RFC, acta constitutiva and beneficial-owner KYC. Fund via SPEI from any Mexican bank, pay your Chinese supplier in USDC or USD wire — CNBV-aligned compliance.
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SPEI-funded USD wire via BBVA, Banorte or Citibanamex; fintechs like Kapital or Konfio; or USDC/USDT via a regulated provider.
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Use Mesa de Pagos: SPEI in, USDC or USD wire to your Chinese supplier — interbank-grade FX, 24/7 settlement.
Real, current rates — including the crypto-dollar reference Mesa de Pagos settles at.
Live FX
The same engine powering Mesa de Pagos. Mid-market rates for 21 currencies, plus live P2P pricing for BOB.
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LiveTransfer method
Through a traditional bank, 1–3 business days after FX and documentation; via Mesa de Pagos using USDT/USDC, minutes to hours depending on the receiving method in China.
The closest you can get to the offshore CNH market. Mesa de Pagos quotes against that market and removes bank spreads and correspondent fees.
It depends on the country and the goods. Mesa de Pagos complies with the local FX regulator (BCRA, ASFI, BCB, CMF, BanRep, CNBV/SBS, FinCEN) and keeps full documentary trail.
Yes, if the supplier accepts a regulated off-ramp (common in Shenzhen and Hong Kong). Mesa de Pagos settles in USDT, USDC, USD wire or CNH depending on the recipient.